Short-Sales-Expert.com

Que Tiempo Toma Hacer Un Short Sale Venta Corta

admin — Thu, 19 May 2011 21:17:53 +0000

Que Tiempo Toma Hacer Un

Short Sale- Venta Corta?

Mira este video para una explicacion informativa

Para que tambien entienda un beneficio que le puede ayuda a su familia con solamente empezando un. . .

Chase Bank Short Sales

admin — Thu, 17 Feb 2011 14:51:59 +0000

When you are contemplating a short sale with Chase, the few steps you must take are as follows:

Remember, a short sale is not a right that you are entitled to . .it is simple a way for Chase to resolve your case if a hardship prevents you from making you mortgage payments,

A Chase Loss Mitigation specialist will work with you and your real estate agent during the process to ensure all approval requirements are met and a timely decision is made.

Chase bank requires for you to complete a request for Short Sale using the Short Sale Information Packet. This contains the information they need describing your situation as well as contains a checklist of the supporting documentation you’ll need to provide. If you have already submitted your financial information and hardship affidavit as part of a failed loan modification request, you can use the Short Sale Supplemental Packet which outlines the required information regarding the sale of the property.

Bank Of America Short Sales

admin — Thu, 17 Feb 2011 14:49:52 +0000

Homeowners that are considering a short sale with Bank Of America should take the right step to benefit with the latest programs that Bank of America now offers.

The Cooperative Short Sales Program is the latest program that could be relevant whether your short sale gets approved or rejected.

I invite you to watch the enclosed video to inform you of the latest changes in Bank Of America Short Sales

Remember, a short sale is not a right that you may be entitled to . .it is simple a way for Bank Of America to resolve your case if a hardship prevents you from making you mortgage payments,

A Bank Of America specialist will work with you and your real estate agent during the process to ensure all approval requirements are met and a timely decision is made.

Wachovia Short Sales

admin — Thu, 17 Feb 2011 14:47:15 +0000

Wachovia Short Sales Program : : Steps To Take For A Short Sale Approval

Homeowners that are considering a short sale with Wachovia should take the right step to benefit with the latest programs that Bank of America now offers.

The Wachovia Short Sales Program is the latest program that could be relevant whether your short sale gets approved or rejected.

I invite you to watch the enclosed video to inform you of the latest changes for Wachovia Short Sales

Why Is My House NOT SELLING as a Short Sale?

admin — Thu, 20 Jan 2011 15:04:33 +0000

Why are short sales harder to sell?

Its the conditions. . .

Number one, the lender will want to see the entire financial picture from the seller and that could create problems for the buyer.

Next, the bank may want for the seller to sign a promissory note for the deficiency between the amount owed and the amount your home is sold for.

Finally, the time it takes to get an approval. . .that discourages a huge amount of possible buyers for your property.

My advice. .

Be patient.

Try to avoid being stressed out over something that you are not able to control.

Introducing Our Latest Weapon To Avoid a FORECLOSURE!

admin — Thu, 20 Jan 2011 14:56:52 +0000

An Strategic Default is a business decision not governed by moral obligations.

That is why businesses everyday make tough decisions to survive and weight the consequences of what the future holds.

Meanwhile, uniformed homeowners with a self imposed moral obligation take the emotional road ahead. .

An emotional road that literally obliterates any hope for a nest in their retirements. .

Go figure. .

INTRODUCING OUR NEWEST WEAPON . . www.AdiosLender.com

My Lender Has Sent Me A Certified Letter- Should I Worry in A Short Sale?

admin — Thu, 13 Jan 2011 17:50:26 +0000

My Lender Has Sent Me A

Certified Letter-

Should I Worry in A Short Sale

Oftentimes our clients./ the homeowner will get a letter either from the bank or an attorneys office with the dreaded NOD (Notice Of Default)

Your lender has an obligation to send you this letter when you stop making your mortgage payments.. .

This is regardless if your home is in the market as a short sale or not!’

This letter is advising you and giving you a formal Notice of Default, which has been filed with the local county recorder’s office.

Many of our clients don’t understand the significance of this letter or its full meaning.

“WE NEED TO KNOW IF WE ARE HELPING YOU DO A SHORT SALE”

Many of our clients while we are helping do a short sale on their homes. .see a lot of letters and documents coming into their home, and they may not fully understand them.

My advice. .DON’T IGNORE THEM!

Often times we receive these letters in a package from our clients and the envelops have not even been opened!!!

Come on guys. . this is very important. . this not a time to IGNORE IT . .I know is bad news. .but by refusing to open them you are making my job harder. .

I will help you fight it . . but you also need to get involved!

Check This Video For More Clarifying Information

What Do I Tell My Lender When They Harass Me When Doing A Short Sale?

admin — Thu, 13 Jan 2011 17:46:57 +0000

What Do I Tell My

Lender When They

Harass Me

When Doing A Short Sale?

here is one thing you should know. .

Often times lenders have several departments and they are not coordinating their notes about your loan and are only following procedures.

You have to expect their call if you have stopped making mortgage payments. .

When we do a short sale for our clients, we notify the short sale department about your intentions of doing the short sale on your property and sometimes the loss mitigation department may not beware of this fact.

“Ignoring their phone calls will not make them stop calling you!’

Communication with your lender at this time is very important. .

Being honest about it and simply informing them that the property is IN THE MARKET so they can get paid. . should suffice at this time.. . and then let them speak. .its their job. .nothing personal.

Check This Video For More Clarifying Information

Should I Continue To Pay My Homeowners Association Fees When Doing A Short Sale?

admin — Thu, 13 Jan 2011 17:41:12 +0000

Should I Continue To Pay My Homeowners Association Fees

When Doing A Short Sale?

When distressed condo owners stop paying HOA fees, the consequences are inevitable.

The association could easily put a lien on your property and create havoc to your short sale negotiation

Another unintended consequences is that without the fees or enough fees, your association will not able to fulfill its obligations and even have enough money to pay for the utilities. In that case your condo or townhouse could become a toxic home for sale that no one would touch it.

Because of these cascading consequences, I always ask my distressed condo or townhouse homeowners to continue making the HOA / CONDO payments during the short sale process if they can manage.

Please Check This Video For More Clarifying Information

HELP! My Home Will Be Foreclosed In 4 DAYS. . .

admin — Mon, 27 Dec 2010 20:02:54 +0000

I get this urgent call. .

Fernando can you give me some advice on how to make the lender stop from foreclosing my home. . .I got it in the mail and the auction date is in 4 days!

“4 days!!”

That is cutting it close. . specially with the weekend in the middle. . .why haven’t you called me earlier???

It was because he wanted to go AFTER the lender that holds the note. . .. HE ASK THEM TO PRODUCE THE NOTE

It looks like he heard somewhere that was a good way to stop the bank from foreclosing homes. . . .

Really?

Apprently it didn’t work!

See my reply to this client in the video. .

Why Are Most Loan Modifications TRAPS for Homewoners

admin — Mon, 27 Dec 2010 19:45:58 +0000

US families are now facing difficult hardships that can turn home ownership from a dream home to a nightmare home. . . The loss of a job, medical expenses, business cut-back or simply an unexpected hike in monthly payments can make your mortgage unaffordable.

WARNING:

Ignoring the situation will not make it disappear; it will only make things worse. Your first step should be to contact your lender and be frank with them. .BEWARE OF THE LOAN MODIFICATION TRAP. . it is my opinion that if there is a PRINCIPAL REDUCTION in your LOAN MODIFICATION, by all means ACCEPT IT and be GRATEFUL!

But after all is done and you have exhausted all possibilities to save your home. ..and you determine a loan modification is not for your best interests, . . . There is an approach that can help you prevent a foreclosure on your record. .

It is called a SHORT SALE

In an approved short sale, the lender agrees to accept less $$$ than is owed for the property and you, the homeowner is relieved of the debt. A lender may be willing to accept less than is owed on the mortgage for several reasons. Typically they would like to avoid the expense of foreclosure and the burden of maintaining a vacant house that may not sell for months. . A short sale usually does less damage to your credit than a foreclosure will. Just be aware that there maybe substantial tax consequences doing a short sale. Consult a professional before going forward with one.

I would like for you to give us the consideration to assist you . . .If you would like to explore the possibility of a short sale for your property, avoid foreclosure, and potentially save your credit rating, please give me a call directly at :

240-426-5754 and we will be glad to asses your situation and advice you accordingly.

Can I Rent My House While I’m Doing A Short Sale?

admin — Wed, 15 Dec 2010 23:52:09 +0000

“Renters should not be made homeless as soon as their landlord misses a payment….”

The answer is . .it all depends. .

The answer is yes if there are existing tenants there. . .otherwise, No, I wouldn’t advice for you to rent the property to a family that may have to leave in only 3 months.

I want to remind you that essentially. .you are still the owner of your property and you have that choice. . you are free to put your property for rent as long as it does not interfere with our short sale negotiation.

The main concern of renting your house to the prospective purchaser are conflicting dates with your short sale. . . As long as both parties are fully aware of the issues, and a rental agreement is drawn up addressing these conditions and contingencies. . . nothing is stopping you the homeowner from renting your property to a prospective tenant

Caveat: If you are considering the HAFA Program, this will automatically exclude you since HAFA is only eligible for homeowners occupying the property.

Should I Pay My Condo Fees When Doing A Short Sale?

admin — Wed, 15 Dec 2010 23:42:51 +0000

You should know that the HOA or Condo Associations could foreclose on your property before the bank does.

This creates a complication if you are planning to short sale on your property

If you are planning to short sale the property, it is easier to get the short sale approved when you are not behind tons of money for these fees

My advise for you is to keep paying your HOA as Lenders are approving lesser amounts of past due HOA fees and Associatons and Attorney’s for these Associations

How To Prepare Your Family When Doing A Short Sale?

admin — Wed, 15 Dec 2010 23:35:28 +0000

When we are working with a seller who is doing a short sale and your lender finally approves the contract. . you have just a few short weeks to get ready to move out.

Our services take in consideration that you will need a new place to move and we take that responsibility by preparing you for this move,

Take action according to the time frame the lender is giving you. .

During the process of selling your property. . you should be preparing for your move slowly. Make a plan of the steps you have to take and if you can go ahead and send those items that are not needed everyday to a storage area. . .much better for you.

Please watch our video and learn how to prepare your family for the move when you are doing a short sale

Cuanto Cuesta Vender Tu Casa En Short Sale – Venta Corta ?

admin — Thu, 02 Dec 2010 20:50:39 +0000

Short Sale Especialista en Maryland Virginia

Una venta corta es la mejor opcion cuando una persona debe mas del prestamo que el valor de la

casa.

Es cierto que tu credito puede ser afectado, pero sera mas afectado seria si la casa la reposee el banco y tu tienes un foreclosure en tu record.

Mi consejo para ti:

Asegurate que el Realtor que te ayude tenga suficiente experiencia y no sea alguien que fue a un seminario de un fin de semana y se haga publicidad que es un experto, el Banco puede regresar por ti en un futuro a cobrar la diferencia.

Necesitas el respado de una persona de experiencia

Con respecto al valor actual de tu casa los unicos que te pueden dar un valor mas real es un Tazador (appraiser) con licencia pero eso puede costa hasta $500 dolares hacerlo. Como agentes especilaistas en short sale, noostros no cobramos nada para hacer una evaluacion del precio de tu casa y acosenjamoes el precio que el banco aceptaria en una venta corta (short Sale)

Cuando cuesta para hacer un SHORT SALE – VENTA CORTA. .

Por favor vea este video para la respuesta,

Short Sale Especialista en Maryland Virginia